body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background-color: #ffffff;
    color: #333;
}

.header {
    background-color: #ff4d6d;
    color: white;
    padding: 20px;
    text-align: center;
    box-shadow: 0px 4px 6px rgba(0,0,0,0.1);
}

.header h1 {
    margin: 0;
}

.container {
    max-width: 900px;
    margin: auto;
    padding: 20px;
}

h2 {
    color: #ff4d6d;
    margin-top: 20px;
}

p, li {
    line-height: 1.6;
    font-size: 16px;
}

ul {
    padding-left: 20px;
}

.effective-date {
    font-size: 14px;
    color: #777;
}

.footer {
    background-color: #f5f5f5;
    padding: 15px;
    text-align: center;
    font-size: 14px;
    color: #555;
    margin-top: 30px;
}